Sutton Group Envelope Real Estate Brokerage Inc.
Ty Lacroix 181 Commissioners Road W London, ON N6J 1X9
Phone: 519-435-1600

Search MLS Condos London Ontario


 Here are all the condominiums for sale on MLS in London Ontario and surrounding communities.

 As well, walk scores, interactive maps, schools, parks and in 47 languages

    

 

 

  There are three critical questions you may want answers for when looking at properties.

 They are:

  • What is the property valued at in this market? (Important)

 

  • How flexible is the asking price? (very important)

 

  • Is There anything I should be concerned about with this property? (extremely important)

 

  As well, we have access to properties for sale that are not listed for sale on MLS (Property owners have asked us to help them sell, but there are few days lag time before they are searchable on MLS or they are doing a few bits of tidying up)

  MLS London Ontario              London Ontario Real Estate Informatiom

 

We can schedule a time to see all properties; we have access to all features listed on the MLS system.

 We have two London Ontario condominium websites that we have built to help you from start to finish, they are value packed, do not buy a condo in London Ontario without visiting these!

 


London Ontario Condominium Smarts


  Buying a condo in London Ontario is far more detailed than buying a house and requires much more due diligence of you, from your lawyer, your lender and your Realtor.

  We have put together a series of ezines for condominium buyers that are free of charge and there is no obligation on your part.

 Having the right tools (information) will make things go much smoother for you, you definitely will save time & money and 99% of the time, your condo buying experience that much more pleasant.

  Buying a condo in London Ontario

 Be smart, be wise and save money.

   


A Great Mortgage Calculator For Condominiums


 Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %