First Time Home Buyers, London Ontario Stop Paying Rent Now


                 Do NOT Sign Another Rent Cheque

                  Until You Consider This

  rent or buy
   You could stop flushing away rent money every month, stop making your landlord money, and buy a home or a condo of your own and in most cases, I can help you.    
     Imagine; a home of your own! A fenced yard for the kids. A garage for your car. Enough room for your stuff. Your own place! Privacy. Comfort.
           Why Now?
  Interest rates are low. The time just couldn’t be better to get financing for a house or a condo in London Ontarioand area.
          What About Credit Challenges?
Even if you do NOT have perfect credit, there are loans available for you. Even if you are self-employed, there are loans available to you. Whatever your current situation, there’s probably a home loan just right for you, and I may be able to help find it for you.
             getting a mortgage in London Ontario
    Won’t I Need A Large Payment?
   You do not need a large chunk of money for a down payment either. If you’ve been held back by the idea that you have to save up $10,000, $20,000 or more to put down, to buy a good home, it is not necessarily true.
  Let me tell you about Charlie and Sue. They had rented for 24 years. They raised 4 children in rental apartments and homes. Just recently, I helped them find a nice bungalow in London and buy it with $7,350.00 down. Charlie and Sue got out of their apartment with the  noisy neighbours and no place to park their car, got into a really neat place in a nice neighbourhood with 5% down.
  Now Charlie has a back yard and learning about BBQ's and able to sit out back and relax a bit. And instead of paying rent each month and losing that money forever, that same payment is now an investment, creating security for both of them in the future. Oh and by the way, their mortgage payments and taxes are less than they were paying in rent!
  Can I help you do that as well? In most cases, yes!
  Every Month You Wait, You Flush Your Hard Earned Money Right Down The Drain.
                    Flushing Money Away by renting
  Renting is wasting money. You make your landlord rich, but you do nothing for yourself. By putting those exact same dollars into a “house payment” instead of “rent”, you create “equity”….. value that you own, that later can send your kids to university, finance the start-up of your own business or pay for your retirement.
   You could even be your own landlord and build up future financial security. I’ll even show you easy strategies to speed up the pay-off of your home without making extra payments. 
There’s no reason to wait. I can help you buy a home RIGHT NOW.
  By the way, I was just visiting with Jack the other day; I helped them buy their first home 6 months ago. Jack and Carolyn had a bankruptcy three years ago and were worried they could not buy a home for a long time. I helped them purchase a nice 2 bedroom condo for $104,900 with only $6,000 down. Jack’s whole attitude has changed.
  He is no longer a renter who cannot buy because he has a bankruptcy. He is a homeowner and you can tell he’s proud of it. He’s already talking about renting out his condo and moving up to a bigger home in a few years.
  I remember when Verna called me last year. She had lived in the same house for 40 years and after her husband passed away, she was urged by her family to move to an apartment “to save money”.
  After 16 months in an apartment, the cat and she were going stir crazy. She liked to tinker about and she didn’t like the noise and all the traffic. I helped her find a great one bedroom condo with a balcony, she has her own laundry and oodles of storage and get this, her payments are less than what she was paying in rent!
  Switching from renting to home ownership can help you go from being in debt or “cash poor” to becoming financially secure, too. You can use home ownership as the “foundation” of a complete change in your finances!
 Being A Homeowner Makes You Feel Good
                        feeling good about buying
 In addition to the smart financial reason for buying your own home instead of renting, you will feel better about yourself and your life. You’ll provide a safer place for yourself, your spouse, your family. You can decorate your home just as you please. You’ll enjoy inviting people over to your home.
 Will I have To Settle For A Home I Don’t Love?
 The inventory of available houses and condos in London Ontario and area are plentyful. I can show you a great home in just about any price range. Also, you may be surprised at how much home you can afford, with various loans and financing strategies. We’ll talk about the kind of home you want, the kind of neighbourhood you want to live in, your finances, and then I will do all the hard work of finding the perfect home for you. A home you can afford, with a loan that’s right for you. A home you’ll be proud of. A home you can move into now.
   Of course, everything you tell me is completely private and confidential. My profession mandates this high level of integrity. I work for you. As a Realtor, I’m a counselor and advisor and you must understand that I am not a mortgage broker or a money lender.
 I know the good lenders in the area that should be able to help you get a home to move into. I do not get a fee for referring you to them nor do I charge any fees when we meet.
 I only get paid by the sellers real estate brokerage if you successfully buy a home through me, you do not pay me a penny.
 Why Not Explore This Idea? What Do You Have To Lose?
 If I’m So Certain I can Help You, Why Wouldn’t You Let Me Try?
Why not call me and we’ll discuss your situation and see what we can do or go here and I will have one of our mortgage specialists get back to you.
You Never Pay A Cent Out Of Your Own Pocket For The Work I Do For You
To set up a meeting call Michael at 519-435-1600
Sincerely
Michael Theisen
Michael Theisen Realtor Sales Person
 
                

How a Realtor Like Us Can Help


   There are some first time home buyers who may be wary of working with a Realtor to buy a property. I appreciate that and usually the fear of the unknown can be the biggest fear of all.

   It is important to note that a transaction of  real estate sale involves many details and requires the participation of several professsionals such as Realtors, mortgage loan providers, home inspectors and lawyers.

   Here are a few points of how a Realtor can help you.

  • The first is that the Realtor is a licensed professional. This means he or she is goverened by the Real Estate Council of Ontario and must adhere to safe practices, due diligence and etics set out by the council, failure to do so , Realtor faces a severe fine or even loss of their license.

 

  • Second: The Realtor is a facilitator who is able to put you in touch with other professionals.

 

  • Third, is that a good Realtor is a a negotiator who knows the real estate market, current conditions, mortgage rates, good buys, bad buys and is working for you, not the seller.

 

  • Fourth, is that a good Realtor is a diligent representative. When they help you to buy a house, they can search for properties that meet your future needs at a price you are able to pay. They arrange appointments, and will keep you informed of new properties that go on the market with similar characteristics. And best of all, you do not pay a fee to work with a buyer's representative!